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Welcome to WWIPL, where we specialize in offering innovative financial solutions tailored to meet the needs of investors holding unlisted, delisted, illiquid shares, and pre-IPO shares in India. Our mission is to help you harness the potential of these untraded assets and leverage them to secure the liquidity you need. With our expert team and unparalleled industry experience, we make the process of obtaining a loan against your shares as seamless and hassle-free as possible.
If you own unlisted shares of promising companies with strong growth potential, you can now use these shares as collateral to secure a loan. Our team of experts will assess the value of your unlisted shares and facilitate a loan, helping you access funds without having to sell your valuable assets.
Delisted shares no longer trade on the stock exchange but may still hold significant value. At WWIPL, we recognize the potential in these assets and offer loans against delisted shares. Our expert team will determine the value of your delisted shares and provide you with a loan, allowing you to retain ownership and benefit from future growth.
Illiquid shares may be difficult to trade due to a lack of market demand or the absence of an active market. WWIPL offers loans against illiquid shares, providing you with the liquidity you need without having to sell your shares at an unfavourable price.
If you hold shares in a company that is on the verge of going public, our loan against pre-IPO shares service can help you unlock the value of these shares before they hit the market. This allows you to access funds while retaining your stake in the company, enabling you to benefit from the potential growth once the company is listed.
Expertise: Our team of seasoned professionals has in-depth knowledge and experience in the field of untraded shares, ensuring that you receive the best possible financial solutions.
Speed: We understand the importance of time, and our efficient processes ensure that your loan is approved and disbursed as quickly as possible.
Transparency: We maintain complete transparency in our operations, providing you with clear and detailed information about the loan terms and conditions.
Security: Your shares are held securely as collateral, and we take all necessary measures to protect your assets and personal information.
Competitive Rates: We offer attractive interest rates and flexible repayment options to suit your needs and financial situation.
Unlock the potential of your unlisted, delisted, illiquid, and pre-IPO shares with WWIPL. To learn more or to start the process, simply write an email or contact us and let our expert team guide you through the entire process. Don't let your valuable assets sit idle – leverage them to secure the liquidity you need today!
Q1. What is a loan against unlisted, delisted, illiquid, or pre-IPO shares?
A.1 A loan against unlisted, delisted, illiquid, or pre-IPO shares is a financing option that allows you to use these shares as collateral to secure a loan. This allows you to access liquidity without having to sell your valuable shares.
Q2. What are the eligibility criteria for obtaining a loan against shares?
A2. Eligibility criteria may vary depending on the financial institution or lender. Generally, you must be an Indian resident, own the shares, and have shares that are considered valuable by the lender.
Q3. How are the value and loan amount determined for my shares?
A3. Lenders assess the value of your shares based on factors such as the company's financial performance, growth prospects, and industry trends. The loan amount is typically a percentage of the assessed value, which may vary depending on the lender's policies and risk assessment.
Q4. What are the interest rates for loans against unlisted, delisted, illiquid, or pre-IPO shares?
A4. Interest rates for these loans can vary depending on the lender, loan tenure, and the risk associated with the shares. Rates are typically competitive, but you should consult with multiple lenders to find the best terms for your situation.
Q5. Can I still sell my shares while they are being used as collateral for a loan?
A5. Generally, you cannot sell your shares while they are being used as collateral for a loan. The shares are usually held by the lender until the loan is fully repaid. If you want to sell your shares during this period, you may need to repay the loan and release the collateral first.
Q6. What happens if the value of my shares decreases during the loan tenure?
A6. If the value of your shares decreases significantly during the loan tenure, the lender may ask you to provide additional collateral or repay a portion of the loan to maintain the required loan-to-value (LTV) ratio.
Q7. Can I prepay or partially repay my loan against shares?
Q7. Most lenders allow prepayment or partial repayment of the loan, but specific terms and conditions may apply. Be sure to review your loan agreement for any prepayment charges or penalties before making additional payments.
Q8. What documents are required to apply for a loan against shares?
A8. Typical documents required include proof of identity, proof of address, share ownership documents, and financial statements. Requirements may vary depending on the lender, so it's essential to check with them for specific documentation needs.
Q9. How long does it take to process a loan against shares?
A9. The processing time can vary depending on the lender and the complexity of your application. Generally, it can take anywhere from a couple of days to a few weeks to complete the process and disburse the loan amount.
Q10. What happens if I default on my loan against shares?
A10. In the event of a default, the lender has the right to seize and sell your shares to recover the outstanding loan amount. If the proceeds from the sale are insufficient to cover the loan balance, you may still be liable for the remaining amount. It's essential to understand the consequences of default and to ensure timely repayment of your loan.